So in the past 6 months I have not really gotten anywhere with my debt. I got my roof done finally and perhaps too late. There is some watter damage on my living room ceiling. It took a long time and I fought with the roofers but they did a great job.
I also rebuilt my crap ass back deck. Me and my 64 year old mom. I took 3 days and cost about $800. My first deck and it came out great. My neighbour across the back lane came over a couple of days after I finished and told me what a great job I did and how great it looked. He was very surprised that it was built by a chick. The deck was more expensive than I expected because I decided to go with cedar for the decking but it looks awesome. So the top pictures are the new deck and the lower pictures are the rotten old one. I didn't realize how dilapadated the old one was until it only took me an hour to tear it down by myself. Mind you, I was pretty angry at the roofers so I was a little motivated.
One of my new year's resolutions for this year was to write a little bit everyday but you can already see how that went.
Debts. I haven't done well in that area. I have two high interest loans that are costing me an arm and a leg.. Fortunately one has a beginning and an end. The other however is a line of credit and I was making a fair bit of head way in the fall and then Christmas came. And now I am back where I started. So I made an application for a low interest bank loan to get rid of that. With the payments I am making now, I can be free and clear of that in two years. Less if I get really motivated.
I am waiting for the result of the application.
Oh yeah, Happy Valentine's Day. I hope you all get to spend it with someone you care about.
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